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Mortgage Center

Smart loans. Smart People.

Mortgage Loans

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

Apply Now
  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Lewiston State Bank Mortgage Loan Originator will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Originators are only a phone call away if you need help. Contact us at 435-753-1800.

Lewiston State Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Loan Originator is always just a call or e-mail away!

Today's Featured Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.009%  0.486%
20 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.855%  0.891%
 4.750%  4.915%  0.350%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.404%  0.829%
 4.250%  4.462%  0.384%
5 Year Adjustable Rate
 Rate  APR  Points
 4.250%  5.107%  0.732%
 4.625%  5.226%  0.482%
 4.375%  5.127%  0.430%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  5.398%  0.692%
 4.375%  5.476%  0.175%
Rural Housing
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.863%  0.940%
 4.375%  4.943%  0.423%
VA
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.407%  0.842%
 4.375%  4.488%  0.325%

Get Quote Rate Watch